POSTDOC HEALTH BENEFITS

How to Enroll in the Postdoctoral Scholars Benefits Plan (PSBP)

  1. All UC Postdocs, their spouse/partner and dependents are eligible to enroll in the PSBP, which includes medical, dental and vision coverage, short- term disability coverage, and life and AD&D insurance.

  2. You must enroll within 31 days of your appointment date to avoid a delay in coverage. Click here for instructions on how to enroll.

  3. If you have any questions about enrolling in benefits, contact the union at uaw5810@uaw5810.org or contact Gallagher Benefits Services (the benefits plan administrator) at UniversityServices.GBS.psbp@ajg.com

Making Plan Choices: Medical, Dental, Long-Term Disability and Life Insurance

Selecting a Medical Plan
You can choose between the Health Net HMO plan and the Health Net PPO plan. Click here for a summary of the benefits included in each plan and the differences between HMO and PPO plans. More detailed information on the medical plans is available here. If you are living outside of California, you should enroll in the Out-of-State PPO plan, here is general information and here’s a provider search.

Selecting a Dental Plan
You can choose between the Health Net HMO plan and the Principal POS plan. Click here for a summary of the benefits included in each plan and the differences between HMO and POS plans. More detailed information on the dental plans is available here.

Vision, Short- and Long-Term Disability and Life/AD&D Coverage
You can elect to enroll in the Vision Plan at no extra cost. You are automatically enrolled in Short-Term Disability Coverage and Life and Accidental Death and Dismemberment (AD&D) Insurance and plans, also at no extra cost. For the Long-Term Disability coverage (LTD), you can elect to enroll when first hired as a Postdoc) for $10.93 per month. More detailed information about these plans is available here.

Monthly Premium Rates (effective 1/1/2024)